Have you ever had to ask someone to borrow you money? It is hard to do! Maybe some of the anxiety comes from the feeling of failure, while some may come from the humbling feeling of simply being in need. I am in that position right now. I cannot ask the bank for a loan, as my credit score is out of whack from my student loan (debt to income ratio, ya’ know). So how do I go about saying, “Hello. I am in desperate need of $3000 right now. I have more than that amount actually coming to me, but not until August 24, 2019. Circumstances are leading to me needing it now. I can pay you back on Aug. 24, can you help me?”
That’s a tough sell. I am not sure of anyone who could actually help. Ugh, I am feeling trapped and like a failure, as I scramble to even figure out groceries this week. Time to look for a second job soon. I do have light at the end of the tunnel, as I will finally be done with college this December. Then maybe I can get a “real” job. Even though it took me 40 years to get here.
Thanks for letting me vent. And any advice is much appreciated.